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Home  /  Industry & Products  /  LOS — Loan Origination System

Lending Suite

From application to disbursement, without the paper trail.

A configurable loan origination platform covering digital onboarding, eKYC, bureau checks, underwriting rules and e-sign — for retail, MSME and co-lending products alike.

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Overview

How LOS — Loan Origination System fits into your stack

LOS gives lenders a single workbench to take a loan application from first click to disbursement. Product rules, document checklists and approval hierarchies are configured rather than coded, so new loan products can go live in days. Every stage — onboarding, KYC, credit assessment, sanction and disbursement — is tracked with full visibility for credit and operations teams.

ConfigurableProduct rule engine
PaperlessEnd-to-end onboarding
Faster TATApplication to sanction

At a glance

  • Category: Lending Suite
  • Deploys alongside your existing core banking system
  • Configurable rules — no re-deployment for policy changes
  • Built-in monitoring, audit trail and reporting
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Capabilities

What's inside LOS — Loan Origination System

01

Digital onboarding & eKYC

Paperless applicant onboarding with Aadhaar, PAN and video-KYC integrations.

02

Bureau integration

Pulls credit bureau data automatically and scores it against configurable policy rules.

03

Rule-based underwriting

Approval logic, exposure limits and pricing bands are configured, not hard-coded.

04

Document management

Structured checklists with auto-validation of uploaded documents.

05

e-Sign & e-Mandate

Digital agreement execution and NACH mandate setup inside the same flow.

06

Multi-product configuration

Personal, business, gold, and co-lending products run on one platform.

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Other products in our suite

See LOS — Loan Origination System against your own workflow

We'll walk through the module using scenarios from your own operations, not a generic script.