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Lending Suite
A loan management system covering EMI scheduling, collections, NPA classification and co-lending accounting, so servicing scales with the book without scaling headcount.
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Once a loan is disbursed, LMS takes over the entire lifecycle — amortisation schedules, repayments, delinquency tracking, provisioning and closure. It is designed to handle the operational reality of a growing loan book: partial payments, restructures, co-lending splits and regulatory classification, all reconciled automatically instead of through manual spreadsheets.
At a glance
Capabilities
Handles flat, reducing-balance and custom repayment structures.
Prioritised call and field-visit queues based on configurable risk buckets.
Automated ageing and provisioning per regulatory classification norms.
Splits principal, interest and charges across lending partners automatically.
A branded portal for statements, prepayments and foreclosure requests.
Ready-made portfolio, ageing and provisioning reports for management and regulators.
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We'll walk through the module using scenarios from your own operations, not a generic script.